American Lawyers Quarterly Insurance Program

This program indemnifies those who forward cases through the American Lawyers Quarterly to ALQ listees against loss due to fraudulent or dishonest acts and not against negligence or any other delinquent misconduct, error of judgment, or other breach of contract whatsoever on the part of the attorneys. This insurance program is in the form of a $3,500,000.00 Chubb insurance program, and the liability of the law list is limited to claims with respect to which the Chubb Insurance, through its subsidiary Federal Insurance Company, accepts liability. Specifics of this program are as follows:

1. The insurance program includes coverage against acts of larceny, embezzlement, fraudulent failure to make accounting or overcharge. This is not a malpractice insurance program, although most of our listees do carry a malpractice policy.

2. It covers properly registered cases for 36 months, from the date of forwarding. This insurance program will offer an extension of an additional 12 months coverage on those law firms who remain listed at the end of the initial 36 months when a forwarder requests such an extension in writing.

3. This program covers listees and claims in all 50 states and Canada , but does not provide coverage on foreign attorneys including Puerto Rico, Guam, and the Virgin Islands .

4. Neither the publisher nor the surety shall be liable for any loss through any attorney or firm of attorneys whose names were not listed in that publication at the time of employment. It is incumbent upon the forwarder to consult the latest edition and supplements to the law list or the ALQ web site (www.alqlist.com).

5. Recovery under the terms of this Bonding Program shall be the net sum the forwarder would have received had the remittance been made in due course by the attorney or firm of attorneys after deduction of costs, expenses, fees, and commissions. However, the forwarder is entitled to his normal commission after net attorney remittance.

6. Suit fees and advanced court costs are covered, if suit has not been filed.

7. The publisher and the surety assume no liability for overcharge in connection with suit and/or legal fees unless the amount has been specified in advance and agreed to by the forwarder and the receiving attorney in writing.

8. The forwarder, on becoming aware of any act or acts which may be the basis of a claim under the insurance program shall notify the law list immediately. Claims regarding a real or probable loss will need to be filed within 90 days of the discovery of loss, but the list will then have four months within which to furnish back-up documentation and provide a total loss figure.

9. If there is a discrepancy on a remittance by a listed attorney, it is incumbent upon the forwarder to submit to the law list for adjustment the attorney’s check and any other pertinent information to the case. Under no circumstances, should the original check be returned to the attorney for adjustment.